NCR Corporation recently launched NCR APTRA Mobile Banking 3.0, a
new global mobile banking platform that enables banks to offer
their customers banking services via downloadable apps, mobile
browser or SMS. The solution provides all the features consumers
need to manage their money on the move and enables banks to scale
and integrate mobile with other online, kiosk, ATM and teller
banking channels, helping to drive adoption of mobile banking and
deliver new services across integrated channels.
Mobile banking usage rates by consumers have increased by 100
percent in a wide range of countries since 2010 according TNS
research. ABI Research predicts 400 million global consumers are
expected to be using mobile banking by 2014.
NCR’s new mobile banking platform builds on NCR’s
existing mobile banking experience and travel mobile services
leadership, through its acquisition of Mobiqa, to provide support
for more than 10,000 mobile devices, more than 600 wireless
providers, and in more than 200 countries.
The solution gives financial institutions a simple and fast way to
set up a range of mobile banking services, such as account balances
checks, transaction history, money transfer between accounts, bills
payment, and branches and ATM location. The consumer interface is
consistent across multiple devices and modes, providing support for
multiple languages and currencies. NCR mobile banking also offers
multi-channel enrolment, letting consumers sign up at ATMs, online
or in-branch kiosks.
“Smart phone growth and financial inclusion are driving
mobile banking adoption on a global scale,” said Jaivinder
Gill, managing director, NCR Corporation India. “Our new
mobile banking solution gives financial institutions a flexible and
secure way to meet the immediate mobile banking needs of their
customers. As importantly, it provides a platform that will scale
with the explosion of device choice, mobile bandwidth growth and
migration from SMS, to apps and next generation of mobile browsers
using HTML5.
As mobile devices become more central to how people manage their
finances, mobile banking will need to evolve to deliver new
services that leverage the advantages of the channel and integrate
seamlessly with other self-service channels. Scheduling and
managing appointments across the mobile and other channels,
receiving e-receipts on transactions at the ATM and mobile check
deposits are examples of how banks will create competitive
advantage by delivering an integrated experience for their
customers across banking channels.”
"Disclaimer Note: "InformationWeek India and UBM India do not endorse, and have not verified the views and claims expressed in this vendor Press Release."