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A quarter with the sunny side up
Aided by a depreciating rupee, Q3 FY12 has been a strong quarter for Indian IT services providers but given the weak macros, what’s the future on the other side? By Ayushman Baruah, InformationWeek, February 09, 2012

The third quarter of FY12 was interesting and unique for the Indian IT companies as the rupee hit a record low of 54.30 against the dollar on December 15, 2011. Given that every 1 percent change in rupee has a 40-50 basis points (bps) impact on the IT companies’ profitability, media and analysts closely watched the earnings season with an eagle’s eye on the implications of currency volatility. At the same time, the macro economic uncertainties continued to haunt the industry as a result of which most companies projected a tepid guidance.

According to a report from Kotak Institutional Securities, for the third quarter ended December 2011, the tier-I Indian IT services players grew at 3.7-4.5 percent in constant currency terms in a seasonally weak period. Margins expanded, aided by a weak rupee. However, Infosys’ weak guidance and TCS’ weak commentary on discretionary spending dampened sentiment even as strong lateral hiring trends and deal pipeline gave comfort on achieving/exceeding the Street’s lowered expectations. Even mid-sized companies reported strong performance with MindTree, KPIT and Polaris growing 3.1-6 percent quarter on quarter (q-o-q) in constant currency.             

The report states that currency benefits helped tier-I firms expand margins by 60-265 bps q-o-q. The pricing improved q-o-q for Infosys and TCS. In terms of the growth metrics, verticals like BFSI, manufacturing and retail showed good growth across players. In terms of geography, strong revenue growth in Europe came as a positive surprise amid the ongoing concerns of the eurozone crisis affecting IT spends. 

Cautioning the market against the eurozone crisis, SD Shibulal, CEO of Infosys told media persons during the company’s Q3 results that one quarter’s numbers are not good enough to indicate a trend. “You need to look at a secular trend that will take little more time. You need to watch European growth over the next few quarters.”   

Karthik Ananth, Director-Zinnov justifies the growth in Europe asserting that the eurozone crisis does not mean it’s the end of business there. He tells InformationWeek that Indian IT services companies are still managing to get good business out there because of two main reasons. First, most large companies in Europe, except the BFSI vertical which is more localized, have majority of their revenues coming in from geographies outside the region which includes India and other emerging economies. So, they are largely immune to any crisis in the region. Second, the 70 percent of the non-discretionary spending still remains unaffected and that has been off-shored to Indian IT service providers in the recent past.                        

The guidance for the coming quarter remained lukewarm across the industry. IT bellwether Infosys revised its dollar revenue growth guidance for fiscal ending March 31, 2012 down to 16.4 percent from 17-19 percent indicating flat revenue growth of 0-0.2 percent for Q4 FY12 which clearly disappointed the Street. Wipro guided a 1-3 percent growth in Q4 FY12 better than cross-town rival Infosys. The country’s largest software exporter TCS does not give guidance numbers for the future quarters.                 

SHIELDING AGAINST VOLATILITY                       

As a strategy to contain the impact of rupee volatility, most companies have adopted strategic hedging policies. As an attempt to de-risk their profits from vast fluctuations in different currencies, IT companies, like other exporters, hedge their cash-flows. Simply put, they lock in the exchange rate for their receivables in order to have a better visibility of revenues and profits. According to reports, TCS, Infosys, Cognizant, Wipro and HCL Technologies have together hedged close to USD 5 billion mostly at around Rs 45-49 to a dollar, which also prevents them from expecting a windfall gain.             

Infosys’ operating margins for the quarter went up by 3 percent while its hedging position stood at USD 847 million at the end of the quarter. “We continue with our hedging position for the next 2 quarters at any point of time. We are not going beyond that because we believe in a volatile environment, it’s better to take a short-term view than a long-time view and it helped us all along, so we are not changing the strategy on hedging,” Infosys CFO V Balakrishnan said during their company’s Q3 results.          

Wipro’s operating margins could not benefit much from a depreciating rupee due to a higher hedging position that stood at USD 1.8 billion for the quarter. Wipro has reported an improvement of 80 basis points in its operating margins to 20.8 percent as compared to 10 percent sequentially.  

According to a TCS spokesperson, the company’s hedging policy has two parts to it. “First, we have a 100 percent hedging on the receivables so that the balance sheet is protected against the rupee. As far as the second part or the revenue hedging is concerned, TCS has discontinued its long-term hedging strategy and adopted a more short-term policy of hedging for two quarters,” the spokesperson told InformationWeek over a telephonic interview. The company currently has total hedges of USD 1.7 billion out of which its hedged position for Q4 is USD 1.3 billion.                         

In the mid-tier segment, MindTree posted a forex loss of Rs 25 crore this quarter as against a forex gain of Rs 17 crore in Q2. Its peer NIIT Technologies has hedge coverage for the next two quarters similar to that of Infosys. “We have a firm hedge policy and do not have any speculative hedge. We incurred a hedge loss of USD 85 million for Q3 and a net gain of USD 335 million due to the hedges,” says Pratibha Advani, CFO of NIIT Technologies.

Despite the margin gains due to rupee volatility, the industry is unanimous that the gain is only short term. “Any kind of instability in the market is not good for business. The problem may arise when customers start demanding the benefit of such gains and negotiate on the pricing,” adds Advani.           

Fitch Ratings, global rating and research agency, also affirms that the depreciating Indian rupee, which lost around 15 percent of its value against the US dollar during January-December 2011, is likely to provide some relief to the margins over the short-term as about 60 percent of Indian IT export contracts are USD-denominated. However, over the medium-term, some of the advantage may erode due to the increasing competition.            

Overall, Q3 has certainly been a quarter with the sunny side up as companies reported good numbers in dollar terms and even better numbers in rupee terms on the back of a depreciating rupee. Evidently, the rupee depreciation in the October-December quarter has not equally benefitted all companies as it depends upon their individual hedging policies and ability to manage their finances. The tier I firms showed strong growth in Europe despite the sovereign debt crisis as they focused on tapping the non-discretionary budget required to keep the ‘lights on’. The industry is likely to meet Nasscom’s forecast of 16-18 percent growth for the current fiscal.               

Going forward, the revenue growth for most IT companies may show some decline in the coming fiscal as clients are cutting back or postponing discretionary spending amid the macro-economic concerns. Fitch Ratings however indicate that despite an expected moderation in revenue growth in 2012 from 2011 levels, the outlook for the Indian IT services sector is stable on the back of its strong liquidity position. Most analysts have pegged the industry to grow in broad-ranged double digits in FY13 indicating some uncertainty but assuring not all is gloomy outside the window.


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About Author
Ayushman Baruah

Ayushman Baruah is a Bangalore-based business and technology journalist with an insatiable appetite for news. He closely monitors and writes on emerging technologies such as cloud, mobility and social computing. Driven by his interest, he eagerly tracks the Indian IT-BPO sector keeping a close watch on the performance of the companies which thereby shape and shake market trends. During his career, he has covered tech events both at the national and international level and written several trend-setting news, features, and opinions.

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